Viking Dwarves Weblog

PPLSI – In The News: Forbes

alpetri — Wed, 21 Oct 2009 00:18:14 +0000

Here's some news. Pre-Paid Legal Services is listed as
#66 on the 2009 Forbes Magazine list of "America's 200 Best
Small Companies". This is a "jump" of 64 positions from our
2008 position of #130. Of equal importance, for both 2008 and
2009, Pre-Paid Legal was ranked #1 (highest position) for
"return on equity" on the Forbes Magazine list. (Return on
Equity is a measure of how efficiently a company uses assets
to produce earnings.) This is more confirmation that we're
moving in the right direction.

To learn more about Pre-Paid Legal Services' products and
business opportunities visit www.5identities.com

Below is a link to the news release that is posted on the
Pre-Paid Legal Services website:

http://investor.shareholder.com/ppd/releasedetail.cfm?ReleaseID=416772

Top 5 Reasons Members Call their Provider Law Firms

alpetri — Sat, 17 Oct 2009 13:40:57 +0000

http://www.pplmediaroom.com/2009/08/top-5-reasons-members-call-their-provider-law-firms.html

One the July 20th Leadership call, Leslie Fisher, Vice President of Attorney Resources at Pre-Paid Legal, listed the top five issues our Provider Law Firms are assisting Members with in these tough economic times.

1. Debt Collection
2. Foreclosures/evictions
3. Family Law (such as child custody, visitation, and child support issues)
4. Bankruptcy
5. Employment termination issues (lay-offs, unemployment compensation, severance packages, etc.)

Do you know anyone who may be facing any/all of these issues?

Find out how to join at www.5identities.com

Learn More About A New Form Of Identity Theft

alpetri — Thu, 15 Oct 2009 00:03:58 +0000

There is yet another growing type of identity theft.

This new type of phishing, called SMiShing (also known as text phishing), is a type of social engineering that uses cell phone text messages to persuade victims to provide personal information such as card numbers, CVV2 and PINs. The text message may contain either a website address or more commonly, a phone number that connects to an automated voice response system, which then requests personal information. You can protect yourself and your personal information in the following ways:

Remember, legitimate institutions will never request personal information via text message. They may ask you for personal information to confirm identification such as customer name, date of birth and/or last four digits of a social security number, they will never request credit or debit card information such as CVV2 or a PIN.
If you are in doubt about the legitimacy of a message, call an official number from the institution's website or from other documents obtained directly from them. Do not rely on anything from these text messages.
Use phishing filters in your personal email account.

Often, you can learn more by visiting the websites for the institutions where you do business.

If you have had any other form of unsolicited contact from individuals seeking personal information about your accounts using email, phone or text messages, or if you suspect fraudulent activity concerning your accounts or other forms of identity you can get protection by visiting www.5identities.com.

PPLSI – Provider Law Firm Success Stories

alpetri — Fri, 09 Oct 2009 01:06:45 +0000

Please note, the information provided in this email contains
information regarding specific legal situations. Results that
the Provider Law Firm is able to obtain for members will be based
on the specific facts of their case and the law that applies to
them. Results may differ for other members.

The Pre-Paid Legal membership helps people. We see it every day.
Read below to see how having and using the PPL membership made a
difference in our members' lives.

Member called and stated insurance sales agent represented
the policy was an 80% discount and, in reality, the discount
was 60% at best. As a result, member requested a refund of
all premiums and fees paid on the policy. Insurance refunded
premiums. However, Insurance have refused to refund the
administrative fees of $79.95 despite the fact that member
was recorded accepting the policy at 60% when he ordered.
Member called provider attorney and she wrote a letter
requesting refund of administrative fee. Member called to
let attorney know the fee was waived as a result of the letter
and thanked the attorney.

Member's internet provider made an unauthorized charge to his
account, which resulted in $35.00 in fees. The provider
attorney sent a letter to them demanding that they reimburse
these fees. The internet provider credited more than twice
that amount back to member's account after receipt of the letter.

Member called the PPL Provider Firm due to problems with his
home warranty and the builder. Member had contacted builder
regarding defects prior to the end of the one-year warranty
period but builder had not cured these defects when member
called. The provider attorney wrote a letter to the builder
giving notice that the defects must be cured within a reasonable
period of time or the member would seek additional remedies.
The member later called to let the attorney know that the builder
had corrected all the defects.

Provider Law Firm Success Stories

alpetri — Thu, 08 Oct 2009 00:33:04 +0000

Please note, the information provided in this post contains
information regarding specific legal situations. Results that
the Provider Law Firm is able to obtain for members will be based
on the specific facts of their case and the law that applies to
them. Results may differ for other members.

The Pre-Paid Legal membership helps people. We see it every day.
Read below to see how having and using the PPL membership made a
difference in our members' lives.

Our member wrote a check to a company. The check bounced. The company called and threatened our member,
who paid the amount, plus returned check fees, via Western Union. The company ran the check through again,
obtaining the money twice and causing overdraft fees at the member's bank. Our attorney wrote a letter and
the member received the sum of $748.93.

Our member ordered a nutritional supplement which was advertised on television. The member believed that
he was getting the ten day free trial, but he was billed for a 60 day supply. The member tried to get a
refund and was unable to do so. Our attorney wrote a letter and was able to get a refund of $87.00 for the member.

PrePiad Legal Services Inc – Provider Law Firm Success Stories

alpetri — Sun, 20 Sep 2009 13:36:37 +0000

Please note, the information provided in this post contains information regarding specific legal situations. Results that the Provider Law Firm is able to obtain for members will be based on the specific facts of their case and the law that applies to them. Results may differ for other members.

The Pre-Paid Legal membership helps people. We see it every day. Read below to see how having and using the PPL membership made a difference in our members' lives.

Member contacted attorney because he had received a complaint for
hospital bill in the amount of $2,600.00. Member did not dispute
the debt but could only pay $50 per month towards the debt. Attorney
was able to negotiate a Consent Judgment wherein member was able to
pay the $50/month and avoid a Default Judgment and/or wage garnishment.

Member had a paid up timeshare contract and during one of his trips,
was convinced through duress and misrepresentations to enter into a
new contract that obligated him to pay more. The provider attorney
sent a letter to the time share company demanding that they cancel
the new contract and reinstate the old contract, with all accumulated
points. The timeshare company responded back and agreed to do both.

Member called PPL Provider firm after being denied coverage under his
vehicle warranty. He wanted all the money refunded he had paid under
the warranty if they weren?t going to honor it. The provider attorney
wrote a letter to the warranty company demanding refund of all monies
paid and received a response that the demand would be honored. Member
received all the funds paid under the warranty since purchasing the vehicle.

Success Stories

alpetri — Tue, 08 Sep 2009 02:35:11 +0000

Please note, the information provided in this email contains information regarding specific legal situations. Results that the Provider Law Firm is able to obtain for members will be based on the specific facts of their case and the law that applies to them. Results may differ for other members.

The Pre-Paid Legal membership helps people. We see it every day. Read below to see how having and using the PPL membership made a
difference in our members' lives.

Member contacted the provider firm because she wanted to get information from the city in which she lives regarding their code inspection guidelines. The provider attorney was able to send a letter to the city under the Freedom of Information Act and obtain the entire manual for inspection and copying by the member.

Member has been unemployed for four months and her rent is paid by HUD; however, she recently began receiving unemployment benefits.
She attempted to report the benefits in accordance with her lease and the HUD regulations but the apartment manager was out of the
office for two weeks. Member was able to provide notice of income but the apartment manager did not inform her of the new rent amount.
On June 30, manager informed her rent for July would be $196 and due on July 1. Member called provider attorney and she reviewed the lease
and the lease requires 30-days notice before rent increase is effective. Attorney called landlord and he agreed to review the file and talk with
member. Member reported the landlord informed her the rent increase would be effective Aug. 1.

Member was in process of applying for a mortgage in order to purchase real estate. Due to negligence of the loan officer, the buyer cancelled
the offer and acceptance. After trying to have the funds submitted for an appraisal, or $400, with no success, the member contacted the PPL
provider firm and an attorney wrote a letter to the lender demanding the refund. The lender contacted the attorney to indicate that this refund
would be remitted to the member immediately.

Success Stories

alpetri — Tue, 08 Sep 2009 02:31:54 +0000

Please note, the information provided in this email contains information regarding specific legal situations. Results that the Provider Law Firm is able to obtain for members will be based on the specific facts of their case and the law that applies to them. Results may differ for other members.

The Pre-Paid Legal membership helps people. We see it every day. Read below to see how having and using the PPL membership made a
difference in our members' lives.

Member purchased a new vehicle and immediately began having problems with it. The dealer attempted at least four times to repair the vehicle
to no avail. After the member called his PPL provider, the provider attorney wrote a letter to the vehicle manufacturer asserting a claim under state and
federal "lemon law" provisions. After an investigation was completed, the manufacturer issued the member a check for $6,500.00, representing all payments
made to date for the vehicle which was returned to the dealer.

Member had signed up for service with a satellite TV provider, but when she got her bill, the monthly charges were more than had been represented to her. The
provider attorney contacted the company on behalf of the member with a letter. The company then offered the member a new one year contract at a lower rate.

Member attempted to cash out a life insurance policy; however, the insurer processed as a loan rather than terminating the policy. Member received a loan and policy premium invoice and called for assistance. Attorney wrote letter to insurance requesting full policy surrender and refund of fees. Member received full reimbursement.

Lifelock Advertising

alpetri — Tue, 08 Sep 2009 00:33:23 +0000

As some of you may know, a company called Lifelock is running lots ofradio ads nationally stating exactly this….

"We'll give you a $1,000,000 guarantee that your identity will never be lost or stolen."

We all know that according to the FTC report that it's impossible to stop ID theft so we wondered about how this company could guarantee they could stop it. A small % of ID theft is credit related so we know that they can't stop criminal, medical, etc.

As you dig in and read the details of their guarantee, you find that they don't pay you $1,000,000 if you're hit with ID theft….

$1 Million Guarantee

"Our Guarantee is simple. If you are our client when someone steals your
personal information and subsequently misuses it, we will reimburse any
and all direct expenses that you incur and we will act as your attorney on
your behalf and work for as long as it takes and exert our best efforts to
restore your Identity to its state prior to the theft. The maximum amount
that we will pay is $1 million over the life of the incident. There are no
additional fees you must pay to exercise our guarantee."

This is nothing but another expense reimbursement plan like insurance companies have. We all know how much good that does a person…. Several people have filed complaints with the FTC for false and misleading advertising.

Get regular monitoring of your credit report and let the experts help protect your identity.
www.5identities.com

PPLSI – In The News

alpetri — Mon, 07 Sep 2009 02:50:13 +0000

DeMarche Associates, Inc., an investment research and financial
consulting firm has released their new Top 100 Companies list
based on operating performance that significantly improves
shareholder value and is recognizing Pre-Paid Legal Services, Inc.

For the complete list view the website:
http://www.demarche.com/Best100/CompanyList.htm

To view the letter from DeMarche view the link below:
https://www.prepaidlegal.com/pdf/ao/demarche.pdf