The Identity Theft Shield gives you easy access to the resources you need to understand your credit ratings and to fight back if an identity thief threatens your financial standing. This benefit is designed to alert you to suspicious account activity, and to restore any resulting damage to your credit history.
1. Credit Report
2. Continuous Credit Monitoring
3. Fraud Restoration Service
2. Continuous Credit Monitoring Through Experian
First of all it’s important to understand that credit monitoring alone is not really enough to protect your identity. It’s one aspect that is the most commonly thought of by most people. It is important because you need to learn of suspicious activity before your credit is ruined. A professional thief can assume your identity in just a few hours. But it can take years for you to repair your credit standing. Early detection is key to minimizing the damage caused by thieves who steal you name. With your Identity Theft Shield membership, your credit files will be monitored through Experian daily. Suspicious activity will be brought to your attention, providing you with early detection. You’ll receive prompt notice if any new accounts are opened in your name . . . or if negative notations are added to your credit report.
You can learn more about this identity protection service on my website, 5identities.com.
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